Apply for your Ameriprise® World MasterCard® — with no annual fee and earn 5,000 Ameriprise Rewards Points the first time you use the card
Today's economic environment is vastly different from what it was a year — or even six months — ago. It pays to update your spending and cash flow strategies to keep up with the sweeping change. One wise spending and cash flow decision you can make today — apply for an Ameriprise World MasterCard® with no annual fee. It can help you:
Spend Wisely
Your everyday purchases earn Ameriprise Rewards points redeemable for 1.5% cash back toward an Ameriprise financial plan or 1.25% cash back deposited into a qualifying Ameriprise® financial account along with other redemption options like airline tickets, premium merchandise, or donations to your favorite charity.1
Improve Cash Flow
Consolidate and pay off existing debt at a low 1.99% APR for six months when you transfer balances from your other credit cards. 2
Manage Debt
If you need to carry longer term debt, this card lets you to do it with a low prime + 3.75% ongoing APR for revolving credit balances.3 If that's not enough, the Ameriprise World MasterCard also comes with: No annual fee for life Personalized VIP treatment and concierge services 5,000 Ameriprise Rewards bonus points the first time you use the card6.
Or you can apply by calling (866) 951-1409.
Additional Benefits
Worldwide acceptance — MasterCard accepted at over 25 million locations worldwide
Purchasing power — No pre-set spending limit4
Built-in protection — Carry with confidence, knowing you're protected with benefits including:
- MasterAssist Travel Assistance services for emergency help, legal assistance and medical care while traveling abroad
- $500,000 common carrier travel accident insurance
- Automatic insurance for trip cancellation/interruption and supplemental lost or damaged luggage when travel arrangements are booked with the card
- Emergency roadside assistance in the United States
- Price Protection5 and Purchase Assurance5 coverage for purchases made with the card
- ID theft resolution services
1 Points are redeemed in increments of 10,000 for each $150 financial planning certificate. You may redeem points for cash back into the following eligible Ameriprise Accounts: Active Portfolios® Account, Ameriprise® Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, Ameriprise Brokerage Account, and the Ameriprise Personal Savings Account. Please visit ameriprise.com/ameripriserewards for the Ameriprise Reward Program Terms and Conditions for complete details. Rewards associated with this Program may have a tax impact. You are solely responsible for any tax consequences as a result of points earned and/or redeemed or fee waivers. Please consult your tax advisor if you have tax questions about the Program.
2 The 1.99% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first six billing cycles after your account is opened (the "Introductory Period"). The introductory APR may end early if we do not receive timely payments or if we receive a payment that is not honored by your bank. Ameriprise will allocate your payment to lower APR balances before higher APR balances. This means your savings will be lower if you engage in transactions that result in balances subject to higher APR balances.
3 The APR may vary for purchases and for balance transfers and convenience checks after the Introductory Period, and currently the rate is Prime +3.75% (Currently 7.00%). The current variable APR for Cash Advances is Prime +3.75% (Currently 7.00%). Minimum monthly finance charge: $1.00 ($0.50 for residents of Iowa). APRs are current as of 06/01/09 using a Prime Rate of 3.25%.
Balance transfer and convenience check fee: 3% (min. $5, max. $50). Cash advance fee: 3% (min. $5, max. $50). Other restrictions apply. This information is accurate as of 06/01/09 and may be subject to change after this date.
You agree that we have a right to obtain a credit report in connection with our review of your application, and after we establish an Account, to administer the Account. You agree that we may report to other our credit experience with you. At your request will provide the name and address of consumer-reporting agency from which we obtained a report about. You also agree that we have a right to share with Ameriprise Financial your application, your credit information and your credit report to assist us in connection with out review of your application and your account.
4 We may permit you to incur charges that cause your Current Balance to exceed your revolving credit line. A no preset spending limit does not mean unlimited spending. Each charge that causes your balance to exceed your revolving credit line will be evaluated based upon your Account spending and performance, your payment history with us, and your experience with other creditors. If we authorize these charges, you must pay, with your minimum amount due, the amount by which your Current Balance exceeds your revolving credit line, including amounts due to purchases, cash advances, finance charges, fees, or other charges.
5 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.
6 Cardmembers will, upon first use of the account for a purchase, balance transfer, or cash advance, receive 5,000 bonus points.*
*Must apply between October 1, 2009 and December 31, 2009
Ameriprise financial advisors may be compensated for soliciting lending products.
The Ameriprise MasterCard® credit cards are issued by Ameriprise Bank, FSB pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.