Cards
Whether you're just beginning to define your financial goals or well on your way to achieving them, it makes sense to use a card that aligns with your objectives. Ameriprise Financial clients get it all with these cards - exclusive perks, premium services and purchasing convenience.
Ameriprise Financial MasterCard® credit and debit cards
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Ameriprise World Elite MasterCard®
Designed for Ameriprise Achiever Circle Elite members. |
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Features premium travel perks like complimentary Airport Club access1, personal travel concierge, airfare, hotel and cruise upgrades and more. |
Offers excellent purchasing power and outstanding "extras" like personal concierge service, ID Theft Protection and more. |
Welcomed at millions of merchants worldwide and offers competitive rates and no annual fee — with retail, travel and auto protection you expect from a card and more. |
Conveniently and securely access cash in your Ameriprise
ONE® Financial Account sweep or in
your Ameriprise
Bank checking and savings accounts. |
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Rewards points can be redeemed for:
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Rewards points can be redeemed for:
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Rewards points redeemable for:
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Earn rewards points with cards tied to an Ameriprise ONE Financial account and redeem for:
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Fee waived for Ameriprise Achiever Circle Elite members3 |
Fee waived for Ameriprise Achiever Circle members4
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No annual fee for all Ameriprise clients. |
All Ameriprise ONE Financial Account features are covered by a $20 quarterly account maintenance fee, waived if you:
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Apply now |
American Express Cards
Special options for Ameriprise Achiever Circle members
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Platinum Card® from American Express5
Achiever Circle Elite members receive special benefits designed for Ameriprise Financial clients. |
American Express® Preferred Rewards Gold Card5
Achiever Circle members receive special benefits from Preferred Rewards Gold Card membership. |
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Apply for the Platinum Card |
Apply for the Gold Card |
Investment products provided through Ameriprise Financial are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks, including possible loss of principal and fluctuation in value.
1 Ameriprise World Elite MasterCard cardholders receive a complimentary Priority Pass Card, which entitles them to free visits to more than 100 domestic and 400 international airport lounges. Free visit offer subject to program terms and conditions. Airport lounge access services are provided by Priority Pass Limited. Ameriprise Financial reserves the right to change this free visit offer at our discretion and may, with prior notice to you, impose a subsequent per person, per visit fee for cardholders. For the Priority Pass Conditions of Use please visit prioritypass.com.
2 Subject to Ameriprise Rewards program terms and conditions. Clients may redeem points for cash back into the following eligible Ameriprise Accounts: Active Portfolios® Account, Ameriprise® Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, Ameriprise Brokerage Account, and the Ameriprise Personal Savings Account. Please see the Ameriprise Reward Program Terms and Conditions for complete details.
3 We reserve the right to waive your Annual Fee in any year based on factors we may determine from time to time without waiving your Annual Fee in subsequent years. As long as you are an Achiever Circle Elite member, we will waive your Annual Fee in any year in which you have at least $15,000 in net retail purchase transactions posted to your account in the previous 12 billing cycles from the anniversary of your account's open date that are not later returned, disputed or rescinded. If at any time you are no longer a member of Achiever Circle Elite you will be assessed an Annual Fee regardless of the amount of retail transactions that have posted to your account. Please see your Cardmember Agreement for more details.
4 Your annual fee will be waived as long as you remain an Achiever Circle Elite or Achiever Circle member. We reserve the right to waive your annual fee in any year based on factors we may determine from time to time without waiving our right to assess an annual fee on your account in any subsequent year. Please refer to ameriprise.com or your financial advisor for more information about your Achiever Circle status and how this status may change.
About Your Credit Report: You agree that we have a right to obtain a credit report in connection with our review of your application, and after we establish an Account, to administer the Account. You agree that we may report to others our credit experience with you. At your request we will provide the name and address of each consumer-reporting agency from which we obtained a report about you. You also agree that we have a right to share with Ameriprise Financial and its affiliates your application, your credit information and your credit report to assist us in connection with our review of your application and your account.
The Ameriprise Financial MasterCard® credit cards are offered through Barclays Bank Delaware and issued by Ameriprise Bank, FSB. Upon opening, your Account may be subsequently transferred to Ameriprise Bank, FSB. MasterCard is a registered trademark of MasterCard International Incorporated, and is used pursuant to a license.
You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.
5 The Platinum Card® from American Express and the American Express® Preferred Rewards Gold Card are issued by American Express Bank, FSB. ©2008 American Express Bank, FSB. All rights reserved. American Express Company and Ameriprise Financial, Inc. are not, directly or indirectly controlling, controlled by or under common control with each other.
The Platinum Card From American Express
6 Membership Rewards® program: As an Ameriprise
Financial client, you can earn 5,000 Membership Rewards® bonus
points for every $20,000 in Eligible Spending on the Card for each
12-month period (billing periods from January through December). "Eligible
Spending" includes all purchases (less purchase credits) other than
purchases of American Express® Travelers Cheques, American
Express® Gift Cheques or other cash equivalents, and does
not include fees, finance charges or cash advances. Bonus points will
be credited to your Membership Rewards program account within 6 – 8
weeks after the billing period in which you achieved $20,000 of Eligible
Spending, provided that your Card account is open and in good standing
on the bonus crediting date. A maximum of 30,000 bonus points can be
earned in each 12-month period (billing periods from January through
December). Bonus points will be awarded only on Platinum Card accounts
obtained through an arrangement between American Express and Ameriprise
Financial. Bonus point awards will cease upon termination of the arrangement
between American Express and Ameriprise Financial. Bonus ID: 0695.
Terms and Conditions of the Membership Rewards program apply and are
available at membershiprewards.com/terms.
7 Basic Card: Annual fee waived for the first year; then $450 per year. Additional Cards: No Annual fee for the first year, then $175 for up to three Additional Platinum Cards and $175 for each Additional Platinum Card after the first three. No Annual fee for the first year, then $45 for up to five Additional Gold Cards and $45 for each Additional Gold Card after the first five. Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial, Inc. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product that will have different features and benefits.
American Express Preferred Rewards Gold Card
8 Membership Rewards® program: As an Ameriprise
Financial client, you can earn 2,500 Membership Rewards® bonus
points for every $10,000 in Eligible Spending on the Card for each
12-month period (billing periods from January through December). "Eligible
Spending" includes all purchases (less purchase credits) other than
purchases of American Express® Travelers Cheques, American
Express® Gift Cheques or other cash equivalents, and does
not include fees, finance charges or cash advances. Bonus points will
be credited to your Membership Rewards program account within 6 – 8
weeks after the billing period in which you achieved $10,000 of Eligible
Spending, provided that your Card account is open and in good standing
on the bonus crediting date. A maximum of 20,000 bonus points can be
earned in each 12-month period (billing periods from January through
December). Bonus points will be awarded only on Gold Card accounts
obtained through an arrangement between American Express and Ameriprise
Financial. Bonus point awards will cease upon termination of the arrangement
between American Express and Ameriprise Financial. Bonus ID: 0694.
Terms and Conditions of the Membership Rewards program apply and are
available at membershiprewards.com/terms. Participating partners and
available rewards are subject to change without notice.
9 Ticket offers may be subject to a service charge. Subject to availability as well as to prior group sales, subscription sales, and special ticket holds. Casting, dates and prices subject to change. No refunds or exchanges. Ticket limits may apply. Some Gold Card Events may not be accessible to Cardmembers with disabilities.
10 Basic Card: Annual fee waived for the first year; then $125 per year. Additional Cards: No Annual fee for the first year, then $35 for up to five Additional Cards and $35 for each Additional Card after the first five. Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product that will have different features and benefits.
The Ameriprise Debit MasterCard is issued by Ameriprise Bank, FSB pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Maestro is a registered trademark of MasterCard International Incorporated and affiliates. Cirrus is a registered trademark of Cirrus System, LLC, formerly known as Cirrus System, Inc.
The Ameriprise Debit MasterCard is offered on certain deposit products and on the Ameriprise ONE Financial Account. The Ameriprise ONE Financial Account is a brokerage account.
Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Ameriprise Bank, FSB, Member FDIC is an equal Housing Lender. Ameriprise Bank provides certain deposit, lending and personal trust products and services to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services, Inc. are subsidiaries of Ameriprise Financial, Inc.
Platinum Card® from American Express
American Express charge cards are made available through American Express
Bank, FSB, a subsidiary of American Express Company. Ameriprise Financial,
Inc. and American Express Company are not affiliated.
Membership Rewards® program: As an Ameriprise Financial client, you can earn 5,000 Membership Rewards® bonus points for every $20,000 in Eligible Spending on the Card for each 12-month period (billing periods from January through December). "Eligible Spending" includes all purchases (less purchase credits) other than purchases of American Express® Travelers Cheques, American Express® Gift Cheques or other cash equivalents, and does not include fees, finance charges or cash advances. Bonus points will be credited to your Membership Rewards program account within 6 - 8 weeks after the billing period in which you achieved $20,000 of Eligible Spending, provided that your Card account is open and in good standing on the bonus crediting date. A maximum of 30,000 bonus points can be earned in each 12-month period (billing periods from January through December). Bonus points will be awarded only on Platinum Card accounts obtained through an arrangement between American Express and Ameriprise Financial. Bonus point awards will cease upon termination of the arrangement between American Express and Ameriprise Financial. Bonus ID: 0695. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/terms.
Basic Card: Annual fee waived for the first year; then $450 per year. Additional Cards: No Annual fee for the first year, then $175 for up to three Additional Platinum Cards and $175 for each Additional Platinum Card after the first three. No Annual fee for the first year, then $45 for up to five Additional Gold Cards and $45 for each Additional Gold Card after the first five. Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial, Inc. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product that will have different features and benefits.
Airport Club Access Program: The Platinum Card member must present his or her valid Card, government-issued I.D., and airline ticket to the club agent. Codeshare and affiliated lounge agreements may not apply in all cases. The Platinum Card member must be 18 years of age to enter the Airport Club Lounge without a parent or guardian for American Airlines and 21 years of age to enter all other Airport Club Lounges. Card members must adhere to all house rules of participating clubs.
American Express® Preferred Rewards Gold Card
American Express charge cards are made available through American Express
Bank, FSB, a subsidiary of American Express Company. Ameriprise Financial,
Inc. and American Express Company are not affiliated.
Membership Rewards® program: As an Ameriprise Financial client, you can earn 2,500 Membership Rewards® bonus points for every $10,000 in Eligible Spending on the Card for each 12-month period (billing periods from January through December). "Eligible Spending" includes all purchases (less purchase credits) other than purchases of American Express® Travelers Cheques, American Express® Gift Cheques or other cash equivalents, and does not include fees, finance charges or cash advances. Bonus points will be credited to your Membership Rewards program account within 6 - 8 weeks after the billing period in which you achieved $10,000 of Eligible Spending, provided that your Card account is open and in good standing on the bonus crediting date. A maximum of 20,000 bonus points can be earned in each 12-month period (billing periods from January through December). Bonus points will be awarded only on Gold Card accounts obtained through an arrangement between American Express and Ameriprise Financial. Bonus point awards will cease upon termination of the arrangement between American Express and Ameriprise Financial. Bonus ID: 0694. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/terms. Participating partners and available rewards are subject to change without notice.
Basic Card: Annual fee waived for the first year; then $125 per year. Additional Cards: No Annual fee for the first year, then $35 for up to five Additional Cards and $35 for each Additional Card after the first five. Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product that will have different features and benefits.
Ticket offers may be subject to a service charge. Subject to availability as well as to prior group sales, subscription sales, and special ticket holds. Casting, dates and prices subject to change. No refunds or exchanges. Ticket limits may apply. Some Gold Card Events may not be accessible to Cardmembers with disabilities.





