Ameriprise World MasterCard®
You're on track to reach your financial goals, and that's a great achievement. Get the card that's designed exclusively for Ameriprise clients. Use the Ameriprise World MasterCard credit card for everyday purchases and receive exclusive rewards, including cash back, low rates should you choose to carry a balance, complimentary concierge services and protection — all with no annual fee.
Ameriprise World MasterCard benefits
Earn Ameriprise Rewards points with every purchase
There's no limit on how many Ameriprise Rewards points you can earn and your points never expire.
- Get one Ameriprise Rewards point for every dollar you spend with your Ameriprise World MasterCard.
- Receive 1,000 Ameriprise Rewards points just by using your card the first time.
- Earn an additional 4,000 Ameriprise Rewards points when you spend $500 within the first 90 days of opening an account if you are an Ameriprise Achiever Circle client.
Redeem for rewards or up to 1.50% cash back2
- Redeem your Ameriprise Rewards points for rewards, cash, airline tickets, premium travel3, entertainment and more. Or get exclusive access to MasterCard Unique Experiences & Offers including unique dining, high end shopping, and once-in-a-lifetime experiences. View rewards catalog
- Invest what you’ve earned. Up to 1.25% cash back when you redeem your points into a qualifying Ameriprise® financial account.
- Help get your plan on track. Get 1.50% cash back when you redeem your points for a certificate for discounts on your Ameriprise Financial Planning Service fees.
Pay no annual fee
- No annual fee. Similar cards with premium reward programs and low rates charge as much as $150 per year.4
To get an Ameriprise World MasterCard credit card, apply online, call (866) 680-0182 or speak with an Ameriprise financial advisor.
2 Subject to Ameriprise Rewards program terms and conditions. Points are redeemed in increments of 10,000 for each $150 financial planning certificate. You may redeem points for 1.25% cash back into the following eligible Ameriprise® Accounts: Ameriprise Savings Account, Active Portfolios® Account, Ameriprise Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, Ameriprise Brokerage Account and the Ameriprise Personal Savings Account. Please visit ameriprise.com/ameripriserewards for the Ameriprise Reward Program Terms and Conditions for complete details. Ameriprise Achiever Circle members will receive an additional 4,000 bonus points for spending at least $500 in net retail purchases in the first 90 days the Account has been open that are not later returned, disputed, or rescinded. The bonus points shall be awarded as follows: 1,000 points upon first use of the Account, regardless of the amount of the retail purchase transactions; an additional 4,000 points will be awarded after 90 days of your Account open date if at least $500 in net retail purchase transactions have occurred in your Account within the first 90 days of your Account open date.
3 Points cannot be used to redeem travel through Virtuoso except for the You Name It rewards.
4 For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
Get up and go with complimentary concierge services
- Enjoy complimentary premium level concierge service for everything from restaurant reservations to events and performances. 24 hours/day, 365 days a year.
- MasterCard is accepted in over 150 countries and 25 million locations worldwide.
Enjoy travel protection and peace of mind
When you book your trip using your World MasterCard credit card, you'll receive:
- Complimentary MasterAssist® Travel Assistance2, providing travel related assistance services including legal and medical referrals, lost luggage assistance and pre-trip destination information for cardholders traveling 50 miles or more from home.
- Automatic insurance for trip cancellation/interruption and lost or damaged luggage.2
- Coverage for most rental vehicle insurance at no charge.2
- Emergency roadside assistance in the United States, including jumpstart, towing, gas delivery and tire change and $250,000 travel accident insurance.
To get an Ameriprise World MasterCard credit card, apply online, call (866) 680-0182 or speak with an Ameriprise financial advisor
2 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.
Low rates, plus no annual fee
- No annual fee.2
- Special 1.99% introductory offer on balance transfers for the first six months after your account is opened, then a low 11.24% variable APR [Prime + 7.99%]3
- 8.24% variable rate on all purchases [Prime + 4.99%] and 11.24% variable APR on all Cash Advances [Prime + 7.99%]
To get an Ameriprise World MasterCard credit card, apply online, call (866) 680-0182 or speak with an Ameriprise financial advisor.
2 For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
3 As an Ameriprise client, the 1.99% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first six billing cycles after your account is opened (the "Introductory Period"). The introductory APR may end early if we do not receive timely payments, if you exceed your credit line or if we receive a payment that is not honored by your bank. Ameriprise will allocate your payment to lower APR balances before higher APR balances. This means your savings will be lower if you engage in transactions that result in balances subject to higher APR balances. After February 22, 2010 generally, we will allocate any amount over your minimum payment to the highest APR balances first.
Built-in protection
Your Ameriprise World MasterCard credit card gives you access to:
- ID theft resolution services.2 Provides education on preventing identity theft, tools to help you detect identity theft and 24/7 assistance if you become a victim of identity theft.
- Price protection.2 Refunds the price difference when you find a lower price for an item that you purchased with your card.
- Extended warranty.2 Doubles the original manufacturer's warranty time period and duplicates the coverage of most items purchased with your card for up to one year.
- Purchase security.2 Eligible items purchased with your card are protected in the event an item is damaged or stolen within 100 days of purchase.
Purchasing convenience
- Enjoy unsurpassed acceptance in over 150 countries and 25 million locations worldwide.
- Pay the full balance or enjoy the flexibility to pay over time.
- Be in control of your finances with powerful tools such as account transaction downloads to Quicken, account alerts, annual account summaries and more, only at ameriprise.com/myfinancialaccounts.
- Get additional cards, free of charge.
To get an Ameriprise World MasterCard credit card, apply online, call (866) 680-0182 or speak with an Ameriprise financial advisor.
2 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.
1 Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the Ameriprise World MasterCard or the Ameriprise World Elite MasterCard credit card. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your current obligations, we may not be able to open an account for you or you may receive an Ameriprise MasterCard credit card. See Terms and Conditions for information about the account terms and benefits that will apply if you are not approved for a World MasterCard or World Elite MasterCard credit card. For information about the annual fee, rates, fees, other costs, and the rewards program rules and benefits associated with the use of this credit card program, please see the Terms and Conditions.
Ameriprise Bank, FSB, Equal Housing Lender and Member FDIC, provides deposit, lending and personal trust products and services to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services are subsidiaries of Ameriprise Financial, Inc. Ameriprise financial advisors may receive compensation for offering bank products.
You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.