Ameriprise World Elite MasterCard®
You've dreamed big, planned carefully and worked hard. Get the card that recognizes your achievements and supports your financial goals with premium travel benefits and exclusive Ameriprise rewards. Ameriprise Achiever Circle Elite clients pay no annual fee for the first year.
Ameriprise World Elite MasterCard benefits
Earn Ameriprise Rewards points with every purchase
- Get one Ameriprise Rewards point for every dollar you spend with your Ameriprise World Elite MasterCard. There's no limit on how many Ameriprise Rewards points you can earn and your points never expire.
- Receive 1,000 Ameriprise Rewards points the first time you use your card.
Redeem for rewards or up to 1.5% cash back4
- Redeem your Ameriprise Rewards points for rewards, cash, airline tickets, premium travel5, entertainment and more. Or get exclusive access to MasterCard Unique Experiences & Offers including unique dining, high end shopping, and one in a lifetime experiences. View rewards catalog
- Invest what you've earned. 1.5% cash back when you redeem your points into a qualifying Ameriprise® financial account or redeem points for a certificate for discounts on your Ameriprise Financial Planning Service fees.4
No or low annual fee
- A low annual fee of $150. Similar cards with premium reward programs, travel benefits and low rates charge as much as $450 per year.6
- Ameriprise Achiever Circle Elite members pay no annual fee the first year and get additional annual fee waivers when they spend $5,000 on the card in subsequent years.7
To get the Ameriprise World Elite MasterCard, apply online, call (866) 680-0182 or speak with an Ameriprise financial advisor.
4 Subject to Ameriprise Rewards program terms and conditions. Points are redeemed in increments of 10,000 for each $150 financial planning certificate. You may redeem points for 1.5% cash back into the following eligible Ameriprise® Accounts: Ameriprise Savings Account, Active Portfolios® Account, Ameriprise Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE® Financial Account, Ameriprise Brokerage Account and the Ameriprise Personal Savings Account. Please visit ameriprise.com/ameripriserewards for the Ameriprise Reward Program Terms and Conditions for complete details.
5 Points cannot be used to redeem travel through Virtuoso except for the You Name It rewards.
6 For information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
7 Annual Fee Waiver for Achiever Circle Elite Members: We reserve the right to waive your Annual Fee in any year based on factors we may determine from time to time without waiving your Annual Fee in subsequent years. As long as you are an Achiever Circle Elite Member, we will waive your first year Annual Fee and we will waive your Annual Fee in any year in which you have at least $5,000 in net retail purchase transactions posted to your Account in the previous 12 billing cycles from the anniversary of your Account's open date that are not later returned, disputed, or rescinded. If at any time you are no longer a member of Achiever Circle Elite, you will be assessed an Annual Fee regardless of the amount of retail transactions that have posted to your account. Please see your Cardmember Agreement for more details. Please refer to ameriprise.com or your Financial Advisor for more information about your Achiever Circle status and how this status may change.
Get up and go with travel perks and complimentary services
- Access to more than 600 VIP lounges in over 100 countries and more than 300 cities, free of charge.4
- Enjoy complimentary premium level concierge service for everything from restaurant reservations to events and performances. 24 hours/day, 365 days a year.
- Get complimentary companion airline tickets and tickets upgrades. Plus your dedicated personal Virtuoso® travel advisor is available to assist you with upgrades, special rates, amenities and more.
- MasterCard is accepted in over 150 countries and 25 million locations worldwide. Use your Ameriprise World Elite MasterCard almost everywhere you go.
Enjoy travel protection and peace of mind
When you book your trip using your Ameriprise World Elite MasterCard, you'll receive:
- Complimentary MasterAssist® Travel Assistance4, providing travel related assistance services including legal and medical referrals, lost luggage assistance and pre-trip destination information for cardholders traveling 50 miles or more from home.
- Automatic insurance for trip cancellation/interruption and lost or damaged luggage.
- Coverage for most rental vehicle insurance at no charge.
- Emergency roadside assistance in the United States, including jumpstart, towing, gas delivery and tire change and $250,000 travel accident insurance.
To get the Ameriprise World Elite MasterCard, apply online, call (866) 680-0182 or speak with an Ameriprise financial advisor.
Low rates, plus low or no annual fee
- Special 1.99% introductory offer on balance transfers for the first six months after your account is opened, then a low 7.24% variable APR [Prime + 2.99%]4
- 6.24% variable rate on all purchases [Prime + 2.99%] and 7.24% variable APR on all Cash Advances [Prime + 3.99%]4
- A low annual fee of $150. Similar cards with premium reward programs, travel benefits and low rates charge as much as $450 per year.5
- Ameriprise Achiever Circle Elite members pay no annual fee the first year and get additional annual fee waivers when they spend $5,000 on the card in subsequent years.6
To get the Ameriprise World Elite MasterCard, apply online, call (866) 680-0182 or speak with an Ameriprise financial advisor.
4 As an Ameriprise client, the 1.99% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first six billing cycles after your account is opened (the "Introductory Period"). The introductory APR may end early if we do not receive timely payments, if you exceed your credit line or if we receive a payment that is not honored by your bank. Ameriprise will allocate your payment to lower APR balances before higher APR balances. This means your savings will be lower if you engage in transactions that result in balances subject to higher APR balances. After February 22, 2010 generally, we will allocate any amount over your minimum payment to the highest APR balances first.
5 For more information about the annual fee, rates, fees, other costs, please see the Terms and Conditions.
6 Annual Fee Waiver for Achiever Circle Elite Members: We reserve the right to waive your Annual Fee in any year based on factors we may determine from time to time without waiving your Annual Fee in subsequent years. As long as you are an Achiever Circle Elite Member, we will waive your first year Annual Fee and we will waive your Annual Fee in any year in which you have at least $5,000 in net retail purchase transactions posted to your Account in the previous 12 billing cycles from the anniversary of your Account's open date that are not later returned, disputed, or rescinded. If at any time you are no longer a member of Achiever Circle Elite, you will be assessed an Annual Fee regardless of the amount of retail transactions that have posted to your account. Please see your Cardmember Agreement for more details. Please refer to ameriprise.com or your Financial Advisor for more information about your Achiever Circle status and how this status may change.
Built-in protection
Your Ameriprise World Elite MasterCard credit card gives you access to:
- ID theft resolution services.4 Provides education on preventing identity theft, tools to help you detect identity theft, and 24/7 assistance if you become a victim of identity theft.
- Price protection.4 Refunds the price difference when you find a lower price for an item that you purchased with your card.
- Extended warranty.4 Doubles the original manufacturer's warranty time period and duplicates the coverage of most items purchased with your card for up to one year.
- Purchase security.4 Eligible items purchased with your card are protected in the event an item is damaged or stolen within 100 days of purchase.
Purchasing convenience
- Enjoy unsurpassed acceptance in over 150 countries and 25 million locations worldwide.
- Pay the full balance or enjoy the flexibility to pay over time.
- Be in control of your finances with powerful tools such as account transaction downloads to Quicken, account alerts, annual account summaries and more, only at ameriprise.com/myfinancialaccounts.
- Get additional cards, free of charge.
To get the Ameriprise World Elite MasterCard, apply online, call (866) 680-0182 or speak with an Ameriprise financial advisor.
4 Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for complete program terms and conditions.
1 Ameriprise World Elite MasterCard cardholders receive a complimentary Priority Pass Card, which entitles them to free visits to more than 600 international airport lounges in over 100 countries and more than 300 cities. Free visit offer subject to program terms and conditions. Airport lounge access services are provided by Priority Pass Limited. Ameriprise Financial reserves the right to change this free visit offer at our discretion and may, with prior notice to you, impose a subsequent per person, per visit fee for cardholders. For the Priority Pass Conditions of Use please visit prioritypass.com.
2 Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the Ameriprise World MasterCard or the Ameriprise World Elite MasterCard credit card. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your current obligations, we may not be able to open an account for you or you may receive an Ameriprise MasterCard credit card. See Terms and Conditions for information about the account terms and benefits that will apply if you are not approved for a World MasterCard or World Elite MasterCard credit card. For information about the annual fee, rates, fees, other costs, and the rewards program rules and benefits associated with the use of this credit card program, please see the Terms and Conditions.
3 Annual Fee Waiver for Achiever Circle Elite Members: We reserve the right to waive your Annual Fee in any year based on factors we may determine from time to time without waiving your Annual Fee in subsequent years. As long as you are an Achiever Circle Elite Member, we will waive your first year Annual Fee and we will waive your Annual Fee in any year in which you have at least $5,000 in net retail purchase transactions posted to your Account in the previous 12 billing cycles from the anniversary of your Account's open date that are not later returned, disputed, or rescinded. If at any time you are no longer a member of Achiever Circle Elite, you will be assessed an Annual Fee regardless of the amount of retail transactions that have posted to your account. Please see your Cardmember Agreement for more details. Please refer to ameriprise.com or your Financial Advisor for more information about your Achiever Circle status and how this status may change.
Ameriprise Bank, FSB, Equal Housing Lender and Member FDIC, provides deposit, lending and personal trust products and services to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services are subsidiaries of Ameriprise Financial, Inc. Ameriprise financial advisors may receive compensation for offering bank products.
You may not use your Ameriprise MasterCard credit card account (this includes the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. We reserve the right to cancel your Ameriprise MasterCard account if at any time we believe you have violated this requirement.