Banking & cash management
An Ameriprise financial advisor can work with you to create a plan that includes managing your cash and essential banking services, adding an extra measure of convenience and value to your financial life.
All of our banking and cash management solutions are designed to integrate with your financial plan and streamline your everyday money management needs.
Ameriprise Bank has products and services to meet your borrowing, cash management and personal trust needs, all linked to make your financial life run more smoothly.
Cash management account
The Ameriprise ONE® Financial Account is a brokerage account
with cash management features. It connects all the parts of your plan and helps you
stay focused on your objectives.
Bring your plan to life
Checking
Smart and simple, our checking accounts and solutions help you manage your cash with
features like free online bill pay and overdraft protection.
Manage your day-to-day spending
Savings & money market accounts
Make your money work harder with a competitive interest rate.
Build a financial cushion
Certificates of deposit (CDs)
Grow your savings.
Lock in a competitive rate with
our CDs
Face-amount certificates
Receive safety and liquidity with a competitive return.
Select a certificate
Cards
With exclusive perks, premium services and convenient purchasing options for Ameriprise
Financial clients, it makes sense to use a credit or debit card that's aligned with
your goals.
Find the card that helps support
your goals
Cash account rates
See current rates for Ameriprise® money market, savings and
cash accounts.
Current cash account rates
Personal trust services
Ameriprise® Personal Trust Services can help you help you
better manage taxes, transfer costs, and create a lasting financial legacy. A financial
advisor can coordinate your efforts with our trust department.
Plan your legacy and provide for
your family
The Ameriprise ONE® Financial Account is a brokerage account with cash management features. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.
Ameriprise Bank, FSB, Member FDIC is an Equal Housing Lender. Ameriprise Bank provides certain deposit, lending and personal trust products and services to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services are subsidiaries of Ameriprise Financial, Inc. FDIC deposit insurance has been temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. Funds held in an identified FDIC insurable capacity will be FDIC insured up to a maximum of $250,000 at a single bank, and any amount deposited above $250,000 will not be covered by FDIC deposit insurance. Ameriprise financial advisors may receive compensation for offering bank products.
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Related information
Your current financial situation
Before you decide where you're going and how to get there, you first need know where you are financially.